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About us

Credit experience, technology at every step.

Finadi Capital is the credit securitization company of the Finadi ecosystem — formed to structure and issue securities backed by receivables originated with operational control, from first contact to collections.

Finadi ecosystem

Two companies, one operation.

With registered office at 1636 Paulista Avenue, Suite 1105/632, São Paulo/SP, postal code 01310-200, we operate nationwide through digital channels from origination to collections.

Origination

Finadi Fintech

Originates, documents and manages payroll-backed credit operations, serving FIDCs, securitization companies, family offices and financial institutions.

Securitization

Finadi Capital

Structures and issues debentures backed by those receivables, with the portfolio defined in the indenture and collateral transparency for noteholders.

Finadi Fintech Finadi Capital Noteholders

+40

years

of combined experience in financial markets and credit

+20

years

in financial technology and digital credit

100%

digital

from origination to collections, with end-to-end traceability

Management

Who runs the company.

Professionals with careers in financial markets, credit and technology, dedicated to operating the ecosystem.

Artur da Silva Junior

Chief Executive Officer

Artur da Silva Junior

Founder of the Finadi ecosystem, he leads the company’s strategy and the structuring of issuances. He has more than two decades at the helm of financial technology, digital credit and payroll-loan operations — from origination to collections — which underpins the integration between Finadi Fintech and the securitization company.

Marco Pedroso Macedo

Chief Financial Officer

Marco Pedroso Macedo

Responsible for financial management, company controls and the relationship with noteholders. He brings a career in financial markets and credit, focused on structuring, cash discipline and adherence of each transaction to the terms agreed in the indenture.

Guilherme Souza Santos

Chief Technology and Process Officer

Guilherme Souza Santos

More than 10 years of experience in technology applied to the financial sector, including roles at large companies and multinationals such as Nestlé. He leads data architecture, operational processes and the tools that give noteholders access to transaction collateral.

Governance

Principles that are non-negotiable.

Compliance

We operate under Law 14.430/2022 and Law 6.404/1976, with strict private-placement rules.

AML/CFT and KYC

Identification and qualification of investors and assignors under Law 9.613/1998 and CVM Resolution 50/2021.

Data protection

Personal data processed under Brazil’s LGPD, with documents stored in a restricted environment.

Ethics

Code of Ethics and Conduct applicable to officers, staff and partners, with an independent ethics channel.

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